Auto, Home & Business
Protect your car, your home and your business.
Texas weather can be rough — hurricanes, hail and flooding all happen. The right coverage limits the damage when they do. Mandy compares carriers, checks whether your current coverage is enough, and looks for bundle discounts.
Auto Insurance
Texas requires at least minimum liability coverage (30/60/25), but the minimum often is not enough — one serious accident can exceed it.
- Liability, collision and comprehensive
- Uninsured / underinsured motorist (UM/UIM)
- Multi-car households and new drivers
Home Insurance
Covers your home's structure, belongings and personal liability. Note: standard home policies usually exclude flooding, so Houston homeowners should consider separate flood insurance.
- Homeowners & condo
- Landlord / rental property
- Renters
- Flood
Business Insurance
Coverage for restaurants, retail shops, clinics, offices and other small businesses, tailored to your industry and size.
- General liability
- Business owner's policy (property + business interruption)
- Workers' compensation
- Commercial auto
- Professional liability
How it works
- 1
Free consultation
Call, WeChat, or visit the office. We start with your family and budget.
- 2
Compare options
Plans from multiple carriers, explained in plain language.
- 3
Enroll & ongoing help
Help with the application, then renewals, claims and changes.
Common questions
Is there a discount for bundling auto and home?
Usually, yes. Many carriers discount policies when you insure both your car and home with them.
Does home insurance cover flooding?
Standard policies generally do not. Flood insurance is separate, and new federal (NFIP) policies usually have a 30-day waiting period — so buy before hurricane season.
Not sure which option is right for you?
Consultations are free, with no obligation. 中文 or English.